In this post, I'm sharing my typical spend for any given month. In my previous post, I shared how I split my income across different savings, investments and spending accounts.
Rent - £600.00 per month for a flat/family share.
Transport for work, train ticket - £400.00 per month on average.
Council Tax - £179.00 paid across 12 months.
Energy and Water - £0.00, since I cover the council tax bill my flat mate covers the energy costs.
Grocery - £100.00, reduced from a previous spend of £200.00 per month.
Broadband - £19.99 reduced from a previous bill of £54.99 per month.
Sim only mobile contract - £15.00 per month. I could reduce this cost to £0.00 if I were to use my company mobile for both business and personal use.
Life insurance - £17.85 per month.
Rewards Credit Card fee - £160.00 per year or £13.50 per month.
Haircut - £16.00 every 3 months. I could reduce this cost to £0.00 since I have my own hair clippers. But I prefer the look of my haircut when the cut is done by my current barbers.
Entertainment and Social
Football pitch hire - £32.00 per month.
Spotify music subscription - £9.99 per month.
Sony PlayStation Plus subscription - £60 per year (£5.00 per month).
Visiting family, fight ticket - £444.00 per year (£37.00 per month).
Donations and Miscellaneous
£24.00 per month.
Clothing - £150.00 every 3 years or so.
So there it is, I'd say I'm doing ok. I was thinking of moving within biking or walking distance of work. After having a brief look at rentals, I'm budgeting for a flat share with rent costing £1000.00 per month, bills included. This means the rent would equal my current rent and work travel costs, but I'd save on the council tax bill. And the other main benefit would be health related, since I'd be walking to the office instead of sitting on a train for an hour or so. However I'm in no rush since I'm happy with my current living arrangements.